This article provides an in-depth analysis of the theoretical and methodological foundations of banking system digitalization. It examines the importance of digital transformation in the banking sector, its main principles, and modern trends. The authors pay special attention to the problems that arise in the digitalization process and to possible ways of solving them. The study offers scientific and practical recommendations aimed at modernizing banking services and increasing their efficiency. The article is important for shaping future development strategies of the banking system.
